1. What Taara is

Taara is a digital astrology platform that uses Swiss Ephemeris-grade astronomical calculations (Lahiri ayanamsa) combined with traditional Vedic and Western interpretive frameworks. All readings are personalised tools for self reflection — not predictions, not professional advice, and not guaranteed outcomes of any kind.

2. The service

Taara provides personalised birth charts, planetary readings, monthly forecasts, numerology analysis, and an AI assisted oracle. All content is generated algorithmically based on the birth data you provide. Taara is not a licensed astrologer, therapist, counsellor, financial adviser, or medical practitioner. No relationship of professional reliance is created by use of this platform.

3. Subscriptions and payments

Monthly plans (Spark ₹99, Taara+ ₹495, Pro ₹995) expire at the end of the calendar month you paid for. To continue access in the next month, you renew your plan. There is no automatic billing — each month is a separate one time payment.

Annual plans (Spark Annual ₹1,450, Plus Annual ₹3,950, Pro Annual ₹7,950) are billed as a single annual charge. Annual plans may not be cancelled mid term for a prorated refund.

Year Ahead Report (₹2,500, one-time) is a complete 12 month personalised astrology document that downloads immediately after payment. This is a one time purchase. It also activates Spark level app access for 30 days from the date of purchase.

All payments are processed securely by Razorpay. Taara does not store your card details.

4. Refund policy

Because Taara delivers digital content at the moment of purchase, all sales are final except in the following circumstances:

• You were charged more than once for the same plan in the same billing period
• A verified technical failure on our platform prevented access for more than 48 consecutive hours
• You contact us within 24 hours of your very first subscription payment and have not accessed any paid content

Readings that did not resonate personally, felt inaccurate, or did not correspond to real world events are not grounds for a refund. This is consistent with the standard terms of all major astrology platforms.

5. Accuracy and disclaimer

Planetary positions are calculated using Swiss Ephemeris, accurate to within 1–2 arc minutes for outer planets. Mercury and Venus positions in the web app are estimated; precise positions require the backend calculation server. You are solely responsible for the accuracy of the birth data you enter — incorrect time, date, or city will produce an inaccurate chart, and this is not grounds for a refund or dispute.

Astrological readings are not prophecy. They are interpretive frameworks based on astronomical positions and traditional symbolism. Taara makes no warranty, express or implied, that any reading will accurately describe past, present, or future events.

6. Your data and privacy

We collect the following data for the sole purpose of generating your chart and providing the service: name, date of birth, time of birth, place of birth, email address, and phone number.

We do not sell, rent, trade, or share your personal data with any third party for commercial purposes. We do not serve advertisements. We do not use your birth data to train AI models. Your data is stored locally in your browser and, where you have provided an email address, in our secure backend systems.

You may request deletion of your personal data at any time by writing to us at the contact address provided in the app. We will action deletion requests within 30 days. We comply with India's Digital Personal Data Protection Act 2023 (DPDPA) and, where applicable, the EU General Data Protection Regulation (GDPR).

7. Intellectual property

All Taara content — including but not limited to readings, brand identity, star map visualisation, calculation engine, and interpretive text — is the exclusive intellectual property of the platform operator. You may download and share your own generated report for personal use. You may not reproduce, resell, or redistribute any Taara content without written permission.

8. User conduct

You agree not to use Taara for any unlawful purpose, to attempt to reverse engineer or extract the calculation engine, to create derivative works from the platform content, or to use automated means to access the service.

9. Limitation of liability

To the maximum extent permitted by applicable law, Taara's total liability to you in connection with any claim arising out of your use of the service shall not exceed the total amount you paid to Taara in the 30 days immediately preceding the event giving rise to the claim. Taara is not liable for any decisions made in reliance on astrological content, nor for any indirect, consequential, or speculative losses of any kind.

10. Governing law

These terms are governed by and construed in accordance with the laws of India. Any dispute arising from or relating to these terms or your use of Taara shall be subject to the exclusive jurisdiction of the courts of India. Consumer grievances may also be directed to the National Consumer Helpline at 1800-11-4000.

11. Changes to these terms

Taara reserves the right to update these terms at any time. Continued use of the service after any update constitutes acceptance of the revised terms. The effective date above will be updated to reflect any material changes.